ABC of NEP 2020 Info about Academic Bank of Credits

What is ABC of NEP 2020?

Academic Bank Credit ( ABC) 

rc kohima : The Academic Bank Credit ( ABC) 
once implemented will be very interesting and also benefit lot of students in their academic career for example : 

Dr Loganathan R

How Academic Bank of Credit implemented?

Anil Pillai

Sir Madam,

Whether the ABC has retrospective effect? Can a student of 2019-20 or 20-21 can take benefit of Academic Credits

I have created my ABC ID through few simple steps ... Manikanta 

I already have digi locker ID. Do, I created ABC ID within 5 simple steps.